Building financial freedom with investment strategies, Dr. Ramirez unpacks the power of diversification and how AI is changing the game in financial decision-making—though he reminds us that emotional intelligence and market psychology are key areas where humans remain irreplaceable. He covers the fundamentals of passive income, touching on real estate, stock market investing, and the advantages of understanding credit interest. Throughout the episode, Dr. Ramirez advocates for better financial literacy, particularly in schools, to prepare young adults for a financially stable future. Whether you’re considering when to claim Social Security, planning for rising healthcare costs, or looking to improve your financial mindset, this episode is packed with actionable advice to help you take control of your financial future and achieve lasting security.